Guide for Professionals Digital - PDF Download and One MHO Code


Download link will be in the order confirmation email once purchase is complete by credit card and 1 Money Habitudes Online Game code will come in separate email.

New Edition includes working with both Money Habitudes cards and the online versions!

Make it easy for your clients and students talk about money and discover their hidden habits and attitudes influencing all of their money behaviors. The Guide for Professionals Working with Money-Related Issues will help financial practitioners, counselors, educators, therapists and coaches use Money Habitudes cards to work with their clients regarding money-related issues. The guide provides background training for how we develop our habits and attitudes, and directions for using the cards and the online version with individuals, couples and groups. Financial practitioners can use Money Habitudes to quickly get to the real issues affecting money management from basic budgeting to major investing. Counselors and coaches can use the cards to discuss money—an issue both clients and professionals often avoid even though it touches every aspect of our lives and is consistently ranked as a top stressor.

While each deck of cards includes instruction and interpretation cards and the online version is intuitive and provides a full report, the guide dramatically expands on how to use the cards and what different results mean -- along with suggestions of how to work with clients on specific issues. Simply doing the Money Habitudes card sort activity one's self is an excellent way to prepare to use the cards with others, however, the guide is especially recommended for those who will be seen as a facilitator or expert information source as well as those leading train-the-trainer classes. The guide also helps people get more value from doing Money Habitudes by providing suggested activities and supplemental instructional materials.

The guidebook includes:

  • Detailed information on how to use the Money Habitudes, additional activities and specific suggestions for working with couples and groups.

  • Six major influences that determine how money habits and attitudes develop. Can be used for background information or as a presentation.

  • SMART Goals: Directions to move from general goals to goals that are specific and achievable.

  • Activities to supplement your program or use as handouts.

  • Tables for further exploration of typical financial behaviors (earning, spending, saving, investing, giving and debt) and typical life challenges (general life, business or personal relationships, job and career.) They are excellent handouts.

  • Key questions and additional discussion topics are provided to facilitate more in-depth conversations and suggestions for future action.

The Guide for Professionals is used with all versions of the Money Habitudes cards (adults, teens and young adults- Money Habitudes II, the online version and can also supplement the Money Habitudes training DVD). The guide is not available in Spanish but is totally applicable to the Spanish-language version of the Money Habitudes cards, which are translated from the English adult version. Additional guides and curricula resources are available for teens and young adults with activities specific to those age groups. Handouts in the guide are also available to download on the website.