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Money Habitudes for Teens gets high school students to talk about money in a fun, non-threatening way. The hands-on conversation starter and money personality assessment helps teens understand their own unique spending habits and attitudes that affect their financial decisions.
Geared for teens (ages 14-18), the money personality cards are used like money management games. Money Habitudes for Teens is often used in high school classes (economics and personal finance, psychology, business, history, etc.), after-school and youth programs like 4H, as well as job readiness seminars and life skills seminars. The cards are part of the Money Habitudes high school financial literacy curriculum which won a 2012 Excellence in Financial Literacy Education Award from the Institute for Financial Literacy.
Effective money management is really about making choices, balancing impulsive behavior, seeking acceptance, avoiding rejection and feeling empowered to plan for the future. The positive way the cards present these issues help teens develop a healthy relationship with money so they are able to use their financial skills more successfully to manage money now and in the future. They can be used in conjunction with courses in financial literacy, couples/family counseling, career development and life and relationship skills.
To use the Money Habitudes deck of cards, you simply complete an easy sorting process that takes less than 15 minutes. Interpreting and discussing the results can take just a few minutes or may be structured from 10 minutes to many hours. At a glance, you will get an easy-to-understand but powerful understanding of the user's money personality. By using the interpretation cards, you will gain valuable clues about thoughts, feelings and patterns of behavior.
Generally, what people like about Money Habitudes cards is they:
Often described as an instructional game or money management games, each deck of cards includes:
Best results come from using one deck of cards per person so everyone participates and gets his or her own money personality assessment. Therefore, use 10 decks for a class of 10 people.
The durable, laminated cards can be used over and over.
Money Habitudes is endorsed by the Institute of Consumer Financial Education and included in the national Jump$tart Clearinghouse.